About Us

Founded in 1914, HMK Insurance offers Commercial Insurance, Employee Benefits and Personal Insurance solutions to our valued clients. Operating a successful agency for over 100 years has given us an unprecedented wealth of practical experience that we pass onto our clients. We work to solve clients problems intelligently, quickly and cost-effectively.  Our commitment is to anticipate your needs and tailor solutions to protect your financial future.  Through building a team of only the most knowledgeable advisors we focus on our goal of guiding our clients through the confusing maze of insurance options and requirements.  HMK has always operated on the core values of building trusted relationships and that every client matters.

HMK is a founding member of Alera Group.  Alera Group is the nation’s 15th largest independent insurance agency and provides us access to resources, technical expertise and best practices of a larger national firm, while maintaining local personal care and thoughtful customer service.  HMK is also a founding member of the Insurance Alliance Network- a collection of premiere independent agencies working together to leverage our relationships with insurance companies to bring clients the best insurance products and services available.  We position ourselves as leaders in the insurance world to ensure a high level of confidence in our expertise which sets us apart.

EXPERT EDUCATION

Events and Webinars

Employee Benefits

HIPAA Privacy and Security Overview

Join our compliance experts for an overview of HIPAA’s Privacy and Security Rules. During this webinar, we'll review the different types of entities subject to HIPAA, take an in-depth look at protected health information (PHI), individual rights under HIPAA and what to do when there is a breach of PHI.

April 11, 2025 at 01:00 pm CT | Virtual

Sign Up
Alera Group webinar banner

Employee Benefits

Balancing Cost and Care: Could a Captive solution be the right fit for you?

In this session, our experts will discuss how Captive solutions work and what you need to consider for your own group’s needs.

April 17, 2025 at 01:00 pm CT | Virtual

Sign Up
Alera Group Engage webinar banner

Employee Benefits

Q2 2025 Quarterly Compliance Webinar

Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.

May 6, 2025 at 01:00 pm CT | Virtual

Sign Up
Image that says alera group webinar

Quote from Phil Lipschultz

Craft-Maid Kitchens, Inc. has been working with HMK insurance for a number of years in our quest to control our health benefits and not sacrifice coverage for our employees. My experience with them has been nothing but positive. Our agents took the time to understand what my goals are for our employee benefits. They did all the research and quoting necessary to recommend what is our best option for coverages on each yearly renewal. Our implementation of the renewal policies has been smooth and they have communicated our benefits to our employees very effectively. I consider them to be a reliable partner now and into the future.
Craftmaid
Phil Lipschultz General Manager Craft-Maid Kitchens, Inc

THOUGHT LEADERSHIP

Insights

Employee Benefits

HIPAA Webinar: Required Training and Valuable Refresher

Whether meeting federal training requirements or simply refreshing their knowledge base, professionals whose role includes HIPAA administration will benefit from participating in Alera Group’s annual HIPAA Privacy and Security Overview, a one-hour webinar scheduled for Friday, April 11.

March 27, 2025

Find out more

Property and Casualty

5 Steps to a Lower Workers’ Compensation Mod

Understanding how your Workers' Compensation Insurance premium is calculated can help you manage costs more effectively. One of the primary factors in determining your premium is your experience modification factor — the number that reflects your company’s claims history and directly determines what you pay.

March 13, 2025

Find out more

Employee Benefits

Getting the Most From Your Voluntary Benefit Offerings

Join Alera Group on Thursday, March 20, as we present the next in our Engage series of webinars, "Maximizing Impact: The Value of Voluntary Benefits for Today’s Workforce."

March 6, 2025

Find out more

Employee Benefits

Building Connections To Support Employee Mental Health

Mental Health Awareness Month begins in May, but to emphasize mental wellbeing as a year-round priority, Alera Group is getting an early start on distributing our new Mental Health Awareness Toolkit. Designed and refined by our Wellbeing team, the Toolkit is an employer resource to help you and your employees adopt healthy activities, build social connections and erode stigmas that have long hampered discussion of mental health.

March 4, 2025

Find out more
Alera Group uses cookies to ensure you get the best possible online experience.
BESbswy