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Managing your unique insurance needs

HMK Insurance knows that managing life can be difficult and complex. We help reduce our clients’ anxiety by providing a clear analysis of the assets you own, your exposure to loss and how to protect you and your family at the best possible price.

Whether it is a home, car, boat, ATV, motorcycle or lives, we develop sensible and effective personal insurance solutions. Our straightforward, personal approach simplifies life so that our clients can focus on what’s important to them.

Clients can expect:

  •        A survey and analysis of all personal assets
  •        A customized insurance program offering the best protection
  •        Competitive quotes from numerous insurance companies
  •        A complete explanation of all personal insurance coverages

Products and Services

Home and Auto

Homeowners Insurance

Coverage for your home's structure, your belongings as well as liability

Personal Auto

Personal Auto

Property, liability, medical expenses and physical damage coverage


Personal Umbrella

Increased liability coverage over your home and auto policies


Recreational Vehicles

Protects owners by providing liability and physical damage coverage

Valuable Items

Valuable Articles

Coverage for your valuable possessions such as jewelry, fine art, antiques and collections